Wrong. You don’t grasp why employers provide health care insurance. They do it because it is a way of buying labor at a cheaper rate than would be the case if they paid straight wages.

The tax change would reduce that advantage a little, but the ability to buy insurance in large groups and give it to employees in lieu of wages will keep the employer-based system in place for those who need and want it.

No, but if as projected his plan would see a lot of people no longer covered under a group employer plan, how do you see his tax credit and what people already pay buying an equivalent plan on the open market? And what is they have pre-existing conditions?

Biden was obviously trying to create the false impression that McCain will raise everyone’s taxes, boot everyone off of their employer-based plan, and force us to pay $12,000 a year for health insurance. At this link, I explain in greater detail why that’s a load of BS on several levels.

Moreover, this Obama-Biden agitprop completely ignores the downward pressure a national insurance market and a repeal of benefit mandates (which McCain wants) would put on premiums.