Category Archives: Employer BS

Health Care Radicalism

Advocates of government-run health care routinely accuse those who disagree with them of “defending the status quo.” Ramesh Ponnuru exposes the irony of that charge in Time:
Most Americans of working age get their health insurance through their employers. The Democrats running for President want to keep it that way. The Republicans don’t … They want […]

Health Care: Why is Employer-Based Insurance So Popular?

InsureBlog links to a post at Trusted.MD on the entirely unsurprising fact that most employees are satisfied with their employer-based health insurance. The post contains the following rather trite observation:
Employers don’t actually pay for health insurance. They simply redirect a portion of their employees’ wages directly to the insurance carrier. Since employees never get to […]

The Perversity of Employer-Paid Insurance

Tax-subsidized, employer-provided health insurance is a case study in perverse incentives, and this piece should be required reading in congress. One of the main drivers of cost increases in our health care system is over-utilization, which is in turn driven by the disconnect between the real and perceived costs of medical care. Employer-provided coverage is […]